Today
- ☐ Call the fraud department of each company where fraud happened. Ask them to close or freeze the accounts.
- ☐ Change passwords and PINs on those accounts. Turn on two-step verification.
- ☐ Place a free fraud alert with one credit bureau (it tells the other two).
- ☐ Report it at IdentityTheft.gov and save your recovery plan.
This week
- ☐ Get free credit reports at AnnualCreditReport.com and mark accounts you don’t recognize.
- ☐ Freeze your credit at Equifax, Experian and TransUnion.
- ☐ Dispute fraudulent accounts and charges in writing, using your FTC report.
- ☐ Secure your email and phone accounts first, since they reset everything else.
Check if it applies
- ☐ Taxes: follow the IRS steps in your IdentityTheft.gov plan.
- ☐ Social Security: check your my Social Security account for changes.
- ☐ Medicare or insurance: review statements for care you didn’t get.
My notes
FTC report number: ______________________ Date: ____________
Company / who I spoke to / date: ______________________________
Company / who I spoke to / date: ______________________________
You never need to pay anyone to recover from identity theft. Juggling Chaos · jugglingchaos.co/identity-theft-recovery-steps